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Helpinsure.com - A Texas Department of Insurance Web Site

Helping Texans with their auto and residential property insurance needs.
A free service of the Texas Department of Insurance and Office of Public Insurance Counsel.


Complete Your Driver Profile

In the form below, enter information about you, where you live, the kind of car you drive, how you use your car and the policy limits you want. Insurance companies use this information to determine the rates they charge.

Once you've entered your information, select "Get Sample Rates." You'll get a list of all the companies in our database and their sample rate estimates. You can then select up to three companies to view a detailed comparison of rate and policy information.

Rate, policy and contact information were provided to TDI by the companies listed. The top 25 insurer groups by national premium volume were required to submit sample rates. Other companies submitted data voluntarily. There may be other companies in your area that sell auto insurance but are not listed here.

Your Driver Profile

Sample Rates for Educational and Comparison Purposes Only
1. Where You Live

2. About Yourself
Gender?



Marital Status?



Age?




Credit Rating?





Note: Credit scores or insurance scores vary widely but have been grouped here as "Good Credit" for those with better than average credit scores; "Average Credit" for those with average scores; and "Bad Credit" for those with the worst credit scores. Some insurance companies may adjust their offers of coverage based on your score. Insurers who use credit scores to determine your premium charge less if you have good credit.
3. Coverage Limits




Note: "30/60/25" is shorthand for the current state minimum liability limits - $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage. In each of the options, the first number is the liability limit per injured person. The second number is the total amount for injuries per accident, and the third number is the dollar limit for property damage. The coverage limits are the most an insurance company will pay, regardless of the actual costs.
4. Car or Truck
Vehicle?



How Do You Use Your Auto?



3-Year Driving Record?






Note: The sample annual rate estimates are based on a 2007 Toyota Camry and a 2007 Ford F150 truck. Choose the type of vehicle most similar to the one you drive.
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