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Helpinsure.com - A Texas Department of Insurance Web Site

Helping Texans with their auto and residential property insurance needs.
A free service of the Texas Department of Insurance and Office of Public Insurance Counsel.


Complete Your Homeowner / Condo / Renter Profile

In the form below, enter information about you, where you live, your home, and the policy limits you want. Insurance companies use this information to determine the rates they charge.

Once you've entered your information, select "Get Sample Rates." You'll get a list of all the companies in our database and their sample rate estimates. You can then select up to three companies to view a detailed comparison of rate and policy information.

Rate, policy and contact information were provided to TDI by the companies listed. The top 25 insurer groups by national premium volume were required to submit sample rates. Other companies submitted data voluntarily. There may be other companies in your area that sell homeowner, condo or renter insurance but are not listed here.



Your Homeowner / Condo / Renter Profile

Sample Rates for Educational and Comparison Purposes Only
1. Where You Live

2. About Yourself
Claims History?





Credit Rating?





Note: Credit scores or insurance scores vary widely but have been grouped here as "Good Credit" for those with better than average credit scores; "Average Credit" for those with average scores; and "Bad Credit" for those with the worst credit scores. Some insurance companies may adjust their offers of coverage based on your score. Insurers who use credit scores to determine your premium charge less if you have good credit.
3. Your Coverage
Homeowner Policy





Condominium Policy



Renters Policy



Note: Select the coverage amount that most closely matches the value of your home.
4. About Your Home
Age of Residence?




Type of Construction?





Note: Select the age of home and construction type that most closely matches your home.
Submit