Texas Department of Insurance Logo
333 Guadalupe St. P.O. Box 149104 Austin, TX 78714-9104

FEDERAL INSURANCE COMPANY

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Table of Contents
General Info | Contact Info | Types of Insurance | Use of Credit | Attorney for Service | Ratings | Financial Info | Premiums | Complaint Ratios | Company History | Company Officers

General Information:

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Type of Entity:  Authorized Company (AUTH)
Status of TX License:  Active
Company Status:  Normal Operations
License Number:  28750
License Type:  Fire and Casualty (FC)
NAIC Number:  20281
TDI Company Number:  28750
FEIN:  131963496
Home City/State:  IN
Origin:  Foreign
Date Incorporated/Organized:  02/01/1901
Date Licensed/Eligible/Registered in Texas:  01/01/1904
Date Cancelled/Ineligible/Inactive:  

Contact Information:

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Mailing Address:  15 Mountain View Road
 Warren NJ 07059
Office Number:  (908)903-2525
Toll Free Number:  
Fax Number:  (908)903-3805


Types of Insurance Licensed to Write:

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Use of Credit:

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To determine if a company uses credit information for private passenger automobile or homeowners insurance.


Attorney for Service:

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Rating By Financial Organization:

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The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.



Financial Information:

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As of: Dec. 31, 2012 Dec. 31, 2013 Dec. 31, 2014
Total Assets   $31,246,667,594     $31,761,349,603     N/A  
Total Liabilities   $17,405,651,560     $17,020,037,687     N/A  
Asset to Liability Ratio   1.8     1.8     N/A  
Capital   $20,980,068     $20,980,068     N/A  
Net Surplus   $13,820,035,966     $14,720,331,848     N/A  
Total Life Ins   N/A     N/A     N/A  


Premiums:

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As of: Dec. 31, 2012 Dec. 31, 2013 Dec. 31, 2014
Life and Annuities   N/A     N/A     N/A  
Accident and Health   $12,261,707     $12,506,739     N/A  
Property and Casualty   $329,032,084     $342,702,884     N/A  
Total Texas Premium   $341,293,791     $355,209,623     N/A  
National Premium   $5,711,824,216     $5,862,086,753     N/A  


Complaint Information:

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When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.


  Dec 31, 2013 Dec 31, 2014 Feb 27, 2015
Confirmed Complaints:      
Life and Annuity 0 0 0
Accident and Health 0 0 0
Homeowner 0 0 0
Automobile 0 0 0
Workers' Compensation 0 0 0
Complaint Ratio/Index Ratio Index Ratio Index  
Life and Annuities N/A N/A N/A N/A N/A
Accident and Health .0000 .0000 N/A N/A N/A
Homeowner .0000 .0000 N/A N/A N/A
Automobile .0000 .0000 N/A N/A N/A
Workers' Compensation .0000 .0000 N/A N/A N/A

Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.

Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.

Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.

Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.


Company History:

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Date Event
10-27-2008 PENALTY OF $45,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN PENNSYLVANIA.
05-31-2006 PENALTY OF $10,000 PAID BY COMPANY, CHUBB INDEMNITY INSURANCE COMPANY, CHUBB NATIONAL INSURANCE COMPANY, GREAT NORTHERN INSURANCE COMPANY, PACIFIC INDEMNITY COMPANY AND VIGILANT INSURANCE COMPANY FOR FAILURE TO SUBMIT COMPLETE AND CORRECT WORKERS' COMPENSATION EXCESSIVE PROFIT FILINGS IN FLORIDA.
01-07-2005 PENALTY OF $25,000 FOR VIOLATIONS FOUND AFTER A MARKET CONDUCT REVIEW IN TEXAS.
10-05-2004 PENALTY OF $175,000 PAID BY COMPANY AND GREAT NORTHERN INSURANCE COMPANY FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN MARYLAND.
08-05-2003 PENALTY OF $67,635 PAID BY COMPANY, CHUBB INDEMNITY INSURANCE COMPANY, CHUBB NATIONAL INSURANCE COMPANY, GREAT NORTHERN INSURANCE COMPANY, NORTHWESTERN PACIFIC INDEMNITY COMPANY, PACIFIC INDEMNITY COMPANY, AND VIGILANT INSURANCE COMPANY FOR CONTINUED VIOLATIONS DETAILED IN CONSENT AND ORDER LEVYING FINE NO. D2000-04, DATED JUNE 19, 2000, IN WASHINGTON.
08-04-2003 PENALTY OF $50,000 PAID BY COMPANY, GREAT NORTHERN INSURANCE COMPANY, AND CHUBB INDEMNITY INSURANCE COMPANY FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN PENNSYLVANIA.
04-15-2003 PENALTY OF $403,652.50 PAID BY COMPANY, GREAT NORTHERN INSURANCE COMPANY, NORTHWESTERN PACIFIC INDEMNITY COMPANY, PACIFIC NDEMNITY COMPANY, AND VIGILANT INSURANCE COMPANY FOR VIOLATIONS FOUND DURING AN EXAMINATION OF COMPANIES' RATING AND UNDERWRITING PRACTICES IN CALIFORNIA.
03-12-2002 PENALTY OF $35,121 PAID BY COMPANY, CHUBB INDEMNITY INSURANCE COMPANY, EXECUTIVE RISK INDEMNITY, INC., GREAT NORTHERN INSURANCE COMPANY, PACIFIC INDEMNITY COMPANY AND VIGILANT INSURANCE COMPANY FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN MISSOURI.
06-15-2001 PENALTY OF $55,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN ARIZONA.
05-17-2000 PENALTY OF $7,500 FOR FAILURE TO TIMELY FILE DATA OR INFORMATION IN TEXAS.
08-22-1997 PENALTY OF $9,200 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN FLORIDA.
06-30-1997 PENALTY OF $600,000 PAID BY COMPANY, NORTHWESTERN PACIFIC INDEMNITY COMPANY, PACIFIC INDEMNITY COMPANY AND VIGILANT INSURANCE COMPANY FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN CALIFORNIA.
03-29-1996 PENALTY OF $15,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN PENNSYLVANIA.
05-17-1995 PENALTY OF $5,497.52 FOR FAILURE TO FILE 1994 FIRE MARSHALL TAX STATEMENT IN A TIMELY MANNER IN ILLINOIS.
03-14-1994 PENALTY OF $37,000 FOR VIOLATIONS FOUND DURING AN EXAMINATION IN GEORGIA.
01-06-1994 PENALTY OF $31,250 FOR VIOLATIONS REGARDING COMMERCIAL MUTLI-PERIL INSURANCE POLICIES IN NEW YORK.
12-21-1993 PENALTY OF $10,900 FOR VIOLATIONS REGARDING THE TERMINATION OF CERTAIN AUTOMOBILE INSURANCE POLICIES IN CONNECTICUT.
09-10-1993 PENALTY OF $21,658 FOR SETTLING ALLEGED INSURANCE TAX LIABILITY IN FLORIDA.
07-01-1993 EFFECTIVE 04/01/1989 PARTIALLY REINSURED STATE MUTUAL LIFE ASSURANCE COMPANY OF AMERICA (79350) WORCESTER, MASSACHUSETTS
06-10-1993 PENALTY OF $26,205 FOR WRITING POLICIES WITH A RATE NOT IN CONFORMITY WITH THE RATE APPROVED BY THE BOARD IN OKLAHOMA.
08-21-1992 PENALTY OF $10,000 PAID BY COMPANY, GREAT NORTHERN INSURANCE COMPANY, PACIFIC INDEMNITY COMPANY AND VIGILANT INSURANCE COMPANY FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN ARIZONA.
07-31-1990 REDOMESTICATED FROM WARREN, NEW JERSEY TO INDIANAPOLIS, INDIANA BY WAY OF CHARTER AMENDMENT ALSO ADDED HAIL-GROWING CROPS ONLY, RAIN, EMPLOYERS' LIABILITY, LIVESTOCK AND REINSURANCE
06-19-1986 MOVED HOME OFFICE FROM SHORT HILL, NEW JERSEY TO WARREN, NEW JERSEY.
06-16-1953 UNITED STATES GUARANTEE COMPANY (04338) NEW YORK CITY, NEW YORK MERGED INTO COMPANY
01-01-1904 GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS


Company Officers:

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For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.