|Type of Entity:||Life, Health, or Accident (LI)|
|Status of TX License:||Active|
|Company Status:||Normal Operations|
|TDI Company Number:||29475|
|Date Licensed/Eligible/Registered in Texas:||05/23/1975|
P O Box 418131
Kansas City MO 64141-8131
|Toll Free Number:||(800)648-8624|
Kansas City MO 64111
|Toll Free Number:|
To determine if a company uses credit information for private passenger automobile or homeowners insurance.
The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.
|As of:||Dec. 31, 2015||Dec. 31, 2016||Dec. 31, 2017|
|Asset to Liability Ratio||1.24||1.27||1.27|
|Total Life Ins||$1,870,507,000||$2,098,570,000||$2,418,279,000|
|As of:||Dec. 31, 2015||Dec. 31, 2016||Dec. 31, 2017|
|Life and Annuities||$4,739,213||$5,131,720||$4,911,408|
|Accident and Health||$67,996,644||$81,354,879||$99,580,247|
|Property and Casualty||N/A||N/A||N/A|
|Total Texas Premium||$72,735,857||$86,486,599||$104,491,655|
When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.
|Dec 31, 2016||Dec 31, 2017||Jul 20, 2018|
|Life and Annuity||0||0||0|
|Accident and Health||1||1||0|
|Life and Annuities||.0000||.0000||.0000||.0000||N/A|
|Accident and Health||.0002||.0708||.0002||.0907||N/A|
Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.
Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.
Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.
Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.
|10-08-2013||PENALTY OF $6,000 FOR FOUR UNAPPOINTED PRODUCERS ACTING AS AGENTS IN CONNECTICUT.|
|04-29-2010||PENALTY OF $10,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN ILLINOIS.|
|11-19-2009||EFFECTIVE 03/01/2009 INDIVIDUAL MARKET MAJOR MEDICAL INSURANCE REINSURED BY STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK (93512) NEW YORK CITY, NEW YORK.|
|12-19-2007||PENALTY OF $2,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN CONNECTICUT.|
|10-27-2004||EFFECTIVE 09/30/2004 REINSURED FIXED AND VARIABLE ANNUITIES OF LONDON PACIFIC LIFE & ANNUITY COMPANY (76355) RALEIGH, NORTH CAROLINA|
|04-19-2004||PENALTY OF $35,000 FOR SALE OF TRAVEL INSURANCE USING UNAPPOINTED AGENTS, UNAPPROVED POLICY AND CERTIFICATE FORMS AND RATES WHICH HAD NOT BEEN FILED, AND FOR SALE OF PROPERTY AND CASUALTY COVERAGE WHICH EXCEEDED THE SCOPE OF ITS CERTIFICATE OF AUTHORITY IN WISCONSIN.|
|11-13-2002||APPROVED TO WITHDRAW FROM WRITING SMALL EMPLOYER HEALTH COVERAGE INSURANCE IN TEXAS. COMPANY MAY NOT RE-ENTER MARKET FOR THIS LINE WITHOUT PRIOR APPROVAL UNTIL 11/13/2007.|
|09-04-2002||EFFECTIVE 04/01/2000 REINSURED CERTAIN GROUP LIFE POLICIES OF AMERICAN CONTINENTAL LIFE INSURANCE COMPANY (05519) KANSAS CITY, MISSOURI.|
|04-26-2000||EFFECTIVE 12/31/1999 REINSURED CERTAIN LIFE AND ANNUITY CONTRACTS OF AMERICAN PIONEER LIFE INSURANCE COMPANY (04520) ORLANDO, FLORIDA.|
|12-23-1999||PENALTY OF $61,000 FOR VIOLATIONS FOUND DURING AN INVESTIGATION IN FLORIDA.|
|12-14-1999||EFFECTIVE 09/01/1999 TOTALLY REINSURED FLORISTS' LIFE INSURANCE COMPANY (30570) EDWARDSVILLE, ILLINOIS|
|01-21-1999||EFFECTIVE 10/01/1997 REINSURED 185 LIFE POLICIES OF SECURITY FIRST LIFE INSURANCE COMPANY (93622) WILMINGTON, DELAWARE.|
|10-28-1996||EFFECTIVE 10/31/1996 PARTIALLY REINSURED INDUSTRIAL CASUALTY INSURANCE COMPANY, OAKPARK, ILLINOIS NOT LICENSED IN TEXAS.|
|03-27-1996||PENALTY OF $45,000 FOR USING FORMS WITHOUT PRIOR APPROVAL IN TEXAS.|
|03-01-1996||PENALTY OF $5,000 SOLICITING UNAPPROVED SHORT-TERM MEDICAL INSURANCE IN MAINE.|
|10-06-1995||EFFECTIVE 08/01/1989 PARTIALLY REINSURED MANUFACTURERS LIFE INSURANCE COMPANY (U.S.A.), THE (93406) BLOOMFIELD HILLS, MICHIGAN.|
|07-28-1995||PENALTY OF $5,000 FOR USING HOME PROTECTION ASSOCIATES, INC. WHICH WAS NOT LICENSED IN WASHINGTON.|
|12-08-1994||PENALTY OF $20,000 FOR SOLICITING BY MAIL COVERAGES UNDER ITS HOME PROTECTION PLAN OF INSURANCE PROGRAM WITHOUT BEING LICENSED TO DO SUCH IN NEW YORK.|
|07-19-1994||EFFECTIVE 03/01/1994 PARTIALLY REINSURED BY PROTECTIVE LIFE INSURANCE COMPANY (68400) NASHIVILE, TENNESSEE.|
|11-15-1993||PENALTY OF $20,000 FOR FAILURE TO PROVIDE REQUESTED INFORMATION IN TEXAS.|
|06-17-1993||PENALTY OF $15,000 FOR MARKETING CERTIFICATES WHICH DID NOT CLOSELY COMPLY WITH EACH OF THE STATE'S VARIOUS GROUP COVERAGE AND BENEFIT STATUTORY MANDATES IN SOUTH CAROLINA.|
|10-28-1992||PENALTY OF $7,500 FOR ISSUING POLICIES WITHOUT PRIOR APPROVAL FROM DEPARTMENT IN PENNSYLVANIA.|
|07-25-1991||ADDED VARIABLE ANNUITY INSURANCE.|
|05-23-1975||GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS|
For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.