Texas Department of Insurance Logo
333 Guadalupe St. P.O. Box 149104 Austin, TX 78714-9104

AMERICAN HEALTH AND LIFE INSURANCE COMPANY

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Table of Contents
General Info | Contact Info | Types of Insurance | Use of Credit | Attorney for Service | Ratings | Financial Info | Premiums | Complaint Ratios | Company History | Company Officers

General Information:

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Type of Entity:  Life, Health, or Accident (LI)
Status of TX License:  Active
Company Status:  Normal Operations
License Number:  3080
NAIC Number:  60518
TDI Company Number:  3080
FEIN:  520696632
Home City/State:  TX
Origin:  Domestic
Date Incorporated/Organized:  06/16/1954
Date Licensed/Eligible/Registered in Texas:  08/03/1956
Date Cancelled/Ineligible/Inactive:  

Contact Information:

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Mailing Address:  3001 Meacham Blvd Suite 200
 Fort Worth TX 76137
Office Number:  (817)348-7500
Toll Free Number:  (800)316-5607
Fax Number:  (817)348-7570


Types of Insurance Licensed to Write:

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Use of Credit:

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To determine if a company uses credit information for private passenger automobile or homeowners insurance.


Attorney for Service:

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Rating By Financial Organization:

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The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.



Financial Information:

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As of: Dec. 31, 2014 Dec. 31, 2015 Dec. 31, 2016
Total Assets   $912,753,300     $923,889,326     $924,203,272  
Total Liabilities   $724,136,823     $740,364,799     $709,065,266  
Asset to Liability Ratio   1.26     1.25     1.30  
Capital   $3,000,000     $3,000,000     $3,000,000  
Net Surplus   $185,616,477     $180,524,527     $212,138,006  
Total Life Ins   $11,175,836,000     $10,450,445,000     $9,823,430,000  


Premiums:

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As of: Dec. 31, 2014 Dec. 31, 2015 Dec. 31, 2016
Life and Annuities   $6,329,283     $7,111,232     $5,414,698  
Accident and Health   $8,719,364     $10,304,399     $7,411,910  
Property and Casualty   N/A     N/A     N/A  
Total Texas Premium   $15,048,647     $17,415,631     $12,826,608  
National Premium   $151,823,818     $163,660,928     $121,339,582  


Complaint Information:

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When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.


  Dec 31, 2015 Dec 31, 2016 Aug 18, 2017
Confirmed Complaints:      
Life and Annuity 0 0 0
Accident and Health 0 0 0
Homeowner 0 0 0
Automobile 0 0 0
Workers' Compensation 0 0 0
Complaint Ratio/Index Ratio Index Ratio Index  
Life and Annuities .0000 .0000 .0000 .0000 N/A
Accident and Health .0000 .0000 .0000 .0000 N/A
Homeowner N/A N/A N/A N/A N/A
Automobile N/A N/A N/A N/A N/A
Workers' Compensation N/A N/A N/A N/A N/A

Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.

Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.

Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.

Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.


Company History:

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Date Event
07-30-2015 Approved acquisition by SpringLeaf Holdings, Inc. a Delaware publicly traded corporation HCS No. 989908.
02-17-2015 Effective 01/01/2015, Sears Life Insurance Company (86250) Fort Worth, Texas, merged into company.
08-20-2008 PENALTY OF $580.49 FOR UNDERPAYMENT OF ESTIMATED TAXES IN MASSACHUSETTS.
06-27-2008 PENALTY OF $1,000 FOR FAILING TO TIMELY FILE BIOGRAPHICAL INFORMATION FOR NEW OFFICER IN LOUISIANA.
07-05-2007 PENALTY OF $742.77 FOR UNDERPAYMENT OF ESTIMATED TAX IN MICHIGAN.
06-12-2007 PENALTY OF $174.93 FOR UNDERPAYMENT OF QUARTERLY ESTIMATED TAX INSTALLMENT IN CONNECTICUT.
11-30-2005 PENALTY OF $7,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN VIRGINIA.
11-22-2005 PENALTY OF $6,300 FOR VIOLATIONS FOUND DURING A TARGETED MARKET CONDUCT EXAMINATION IN KENTUCKY.
06-28-2005 EFFECTIVE 07/01/2005 CITY HOLDINGS REINSURANCE LIFE COMPANY, PHOENIX, ARIZONA NOT LICENSED IN TEXAS MERGED INTO COMPANY.
05-04-2004 ARTICLE 1.28, TEXAS INSURANCE CODE, TO CHANGE THE LOCATION OF THEIR BOOKS AND RECORDS OUT OF TEXAS WAS APPROVED
07-03-2003 EFFECTIVE 07/01/2003 ASSOCIATES FINANCIAL LIFE INSURANCE COMPANY (22377) TULLAHOMA, TENNESSEE MERGED INTO COMPANY EFFECTIVE 07/01/2003 ASSOCIATES FINANCIAL LIFE INSURANCE COMPANY OF TEXAS (93532) IRVING, TEXAS MERGED INTO COMPANY
04-07-2003 EFFECTIVE 03/31/2003 FAMILY INSURANCE CORPORATION, MADISON, WISCONSIN NOT LICENSED IN TEXAS MERGED INTO COMPANY
02-12-2002 ARTICLE 1.28, TEXAS INSURANCE CODE, WAS APPROVED TO MOVE THEIR BOOKS AND RECORDS OUT OF TEXAS
02-03-1998 REDOMESTICATED FROM BALTIMORE, MARYLAND TO FORT WORTH, TEXAS BY WAY OF CHARTER AMENDMENT
08-12-1994 EFFECTIVE 07/01/1994 REINSURED WORLD SERVICE LIFE INSURANCE COMPANY OF AMERICA (92835) BESSEMER, ALABAMA
04-19-1994 PENALTY OF $30,966.93 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN MISSOURI.
10-04-1993 PARTIALLY REINSURED WORLD SERVICE LIFE INSURANCE COMPANY, A COLORADO CORPORATION NOT LICENSED IN TEXAS.
08-31-1993 PREMIER FIDELITY LIFE INSURANCE COMPANY AN ARIZONA CORPORATION NOT LICENSED IN TEXAS AND ATLANTIC-PHOENIX LIFE INSURANCE COMPANY AN ARIZONA CORPORATION NOT LICENSED IN TEXAS MERGED INTO COMPANY
07-13-1993 EFFECTIVE 02/01/1993 CITADEL LIFE INSURANCE COMPANY, THE (93422) BALTIMORE, MARYLAND MERGED INTO COMPANY
02-11-1987 REINSURED COMMERCIAL CREDIT UNDERWRITERS (36100) SAN ANTONIO, TEXAS
08-31-1962 FORMERLY: CAVALIER LIFE INSURANCE COMPANY (00586) REINSURED AMERICAN HEALTH INSURANCE CORPORATION (00143) BALTIMORE, MARYLAND
06-16-1954 GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS


Company Officers:

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For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.