|Type of Entity:||Fire and Casualty (FC)|
|Status of TX License:||Active|
|Company Status:||Normal Operations|
|TDI Company Number:||57850|
|Date Licensed/Eligible/Registered in Texas:||01/01/1906|
8877 North Gainey Center Drive
Scottsdale AZ 85258-2108
|Toll Free Number:||(800)423-7675|
To determine if a company uses credit information for private passenger automobile or homeowners insurance.
The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.
|As of:||Dec. 31, 2013||Dec. 31, 2014||Dec. 31, 2015|
|Asset to Liability Ratio||1.8||1.8||1.8|
|Total Life Ins||N/A||N/A||N/A|
|As of:||Dec. 31, 2013||Dec. 31, 2014||Dec. 31, 2015|
|Life and Annuities||N/A||N/A||N/A|
|Accident and Health||$74,604||$144,638||$173,659|
|Property and Casualty||$75,777,746||$73,919,537||$60,021,750|
|Total Texas Premium||$75,852,350||$74,064,175||$60,195,409|
When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.
|Dec 31, 2014||Dec 31, 2015||Jul 15, 2016|
|Life and Annuity||0||0||0|
|Accident and Health||0||0||0|
|Life and Annuities||N/A||N/A||N/A||N/A||N/A|
|Accident and Health||N/A||N/A||N/A||N/A||N/A|
Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.
Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.
Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.
Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.
|09-21-2015||PENALTY OF $29,500 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN CONNECTICUT.|
|06-22-2010||PENALTY OF $15,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN PENNSYLVANIA.|
|05-21-2010||ADDED WORKERS' COMPENSATION & EMPLOYERS' LIABILITY AND EMPLOYERS' LIABILITY INSURANCE.|
|03-03-2008||PENALTY OF $1,000 FOR FAILURE TO TIMELY FILE THE 2006 ANNUAL CERTIFICATION OF ADVERTISEMENT REPORT IN NEVADA. PENALTY OF $3,000 FOR WRITING 55 POLICIES OUTSIDE ITS CURRENTLY AUTHORIZED LINES OF BUSINESS IN MASSACHUSETTS. PENALTY OF $1,000 FOR FAILURE TO TIMELY FILE ITS ANNUAL CERTIFICATE OF ADVERTISEMENT REPORT IN NEVADA.|
|08-29-2002||PENALTY OF $5,000 FOR USE OF UNLICENSED STAFF ADJUSTERS IN NEW MEXICO.|
|10-25-2000||PENALTY OF $14,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN CONNECTICUT.|
|03-14-2000||MOVED HOME OFFICE FROM WAUSAU, WISCONSIN TO MADISON, WISCONSIN.|
|09-02-1998||PENALTY OF $20,000 FOR VIOLATIONS OF THE NORTH DAKOTA LAW IN NORTH DAKOTA.|
REDOMESTICATED FROM TROY, MICHIGAN TO WAUSAU, WISCONSIN
BY WAY OF CHARTER AMENDMENT.
DELETED WORKERS' COMPENSATION & EMPLOYERS' LIABILITY AND EMPLOYERS' LIABILITY INSURANCE.
|12-11-1997||PENALTY OF $88,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN NEVADA.|
|01-23-1996||MOVED HOME OFFICE FROM SOUTHFIELD, MICHIGAN TO TROY, MICHIGAN.|
|06-07-1995||PENALTY OF $7,000 FOR POLICY VIOLATIONS IN KANSAS.|
|03-13-1995||PENALTY OF $5,000 FOR FAILURE TO ISSUE A SETTLEMENT CHECK OR AN EXPLANATION LETTER WITHIN 15 DAYS OF RECEIVING PROOF OF LOSS IN NEBRASKA.|
|08-24-1993||PENALTY OF $49,720 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN MISSOURI.|
|03-03-1993||EFFECTIVE 01/01/1992 PARTIALLY REINSURED BY UNITED TEACHER ASSOCIATES INSURANCE COMPANY (05815) CUMMING, GEORGIA.|
|08-20-1991||PENALTY OF $31,950 FOR MISCELLANEOUS INADVERTENT VIOLATIONS OF LAWS CONCERNING MULTIPERIL AND ELEVATOR MAINTENANCE CONTRACTORS LIABILITY IN NEW YORK.|
|07-31-1991||PENALTY OF $37,000 PAID BY COMPANY ALONG WITH 7 OTHER COMPANIES FOR VIOLATIONS FOUND DURING MARKET CONDUCT EXAMINATIONS IN ARIZONA.|
|09-10-1974||MOVED HOME OFFICE FROM DETROIT, MICHIGAN TO SOUTHFIELD, MICHIGAN.|
|01-01-1906||GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS|
For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.