|Type of Entity:||Life, Health, or Accident (LI)|
|Status of TX License:||Active|
|Company Status:||Normal Operations|
|TDI Company Number:||69900|
|Date Licensed/Eligible/Registered in Texas:||01/01/1922|
12115 Lackland Road
Saint Louis MO 63146
|Toll Free Number:||(800)630-8645|
To determine if a company uses credit information for private passenger automobile or homeowners insurance.
The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.
|As of:||Dec. 31, 2013||Dec. 31, 2014||Dec. 31, 2015|
|Asset to Liability Ratio||2.4||2.5||2.2|
|Total Life Ins||$5,141,690,000||$5,054,356,000||$4,997,357,000|
|As of:||Dec. 31, 2013||Dec. 31, 2014||Dec. 31, 2015|
|Life and Annuities||$79,967,643||$78,585,393||$77,303,771|
|Accident and Health||$6,635,350||$6,911,537||$7,653,806|
|Property and Casualty||N/A||N/A||N/A|
|Total Texas Premium||$86,602,993||$85,496,930||$84,957,577|
When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.
|Dec 31, 2014||Dec 31, 2015||Sep 30, 2016|
|Life and Annuity||13||8||1|
|Accident and Health||1||0||0|
|Life and Annuities||.0022||6.2537||.0014||3.5597||N/A|
|Accident and Health||.0017||.3447||.0000||.0000||N/A|
Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.
Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.
Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.
Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.
INSURERS - WITHDREW AUTHORIZATION TO OPERATE AS A THIRD PARTY ADMINISTRATOR, EFFECTIVE 12/20/2012. CANCELLATION REQUEST RECEIVED.
Company Type: TPA Authority
TPA Authority: Withdrawn
|12-16-2008||EFFECTIVE 10/31/2008 THE RELIABLE LIFE INSURANCE COMPANY OF TEXAS, HOUSTON, TEXAS (94332) MERGED INTO COMPANY.|
|12-17-2004||MOVED HOME OFFICE FROM WEBSTER GROVES, MISSOURI TO SAINT LOUIS, MISSOURI.|
|03-06-1998||EFFECTIVE 11/01/1997 PARTIALLY REINSURED FAMILY SECURITY INSURANCE COMPANY OF AMERICA (27300) FORT WORTH, TEXAS.|
|02-03-1994||AUTHORIZED TO OPERATE AS A THIRD PARTY ADMINISTRATOR.|
|03-05-1993||EFFECTIVE 02/05/1993 REINSURED UNION NATIONAL LIFE INSURANCE COMPANY (85350) HOUSTON, TEXAS.|
|12-31-1992||EFFECTIVE 10/31/1992 REINSURED M. A. B. S. LIFE INSURANCE COMPANY (93606) HOUSTON, TEXAS|
|12-30-1991||REINSURED LIBERTY LIFE INSURANCE COMPANY (47870) GREENVILLE, SOUTH CAROLINA.|
|10-25-1988||PARTIALLY REINSURED FAMILY SECURITY INSURANCE COMPANY OF AMERICA (27300) FORT WORTH, TEXAS|
|03-24-1967||REINSURED CERTAIN INDUSTRIAL WEEKLY PREMIUM LIFE, HEALTH AND ACCIDENT POLICIES OF SOUTHWEST CAPITOL LIFE INSURANCE COMPANY (77100) FORT WORTH, TEXAS|
|05-15-1948||MOVED HOME OFFICE FROM SAINT LOUIS, MISSOURI TO WEBSTER GROVES, MISSOURI.|
|11-17-1943||REINSURED ALL WEEKLY INDUSTRIAL BUSINESS OF STERLING NATIONAL LIFE INSURANCE COMPANY (03881) HOUSTON, TEXAS.|
|06-07-1943||ASSUMED BUSINESS OF NATIONAL INDUSTRIL LIFE INSURANCE COMPANY, DALLAS, TEXAS (02711) EXCEPT FOR CLAIMS OUTSTANDING AT THAT TIME.|
|03-03-1941||REINSURED WEEKLY INDUSTRIAL BUSINESS OF CENTURY & EDUCATORS LIFE INSURANCE COMPANY (00633) FORT WORTH, TEXAS.|
|01-13-1941||TOOK OVER INDUSTRIAL BUSINESS WRITTEN DIRECTLY OR ASSUMED OF GUARDIAN LIFE INSURANCE COMPANY OF TEXAS (01723) DALLAS, TEXAS.|
|12-26-1936||FORMERLY: RELIABLE LIFE & ACCIDENT INSURANCE COMPANY, THE (03298).|
|01-01-1922||GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS|
For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.