Texas Department of Insurance Logo
333 Guadalupe St. P.O. Box 149104 Austin, TX 78714-9104

WESTERN AMERICAN LIFE INSURANCE COMPANY

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Table of Contents
General Info | Contact Info | Types of Insurance | Use of Credit | Attorney for Service | Ratings | Financial Info | Premiums | Complaint Ratios | Company History | Company Officers

General Information:

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Type of Entity:  Authorized Company (AUTH)
Status of TX License:  Active
Company Status:  Normal Operations
License Number:  90200
License Type:  Stipulated Premium (SP)
NAIC Number:  80993
TDI Company Number:  90200
FEIN:  741173294
Home City/State:  TX
Origin:  Domestic
Date Incorporated/Organized:  10/30/1964
Date Licensed/Eligible/Registered in Texas:  12/15/1964
Date Cancelled/Ineligible/Inactive:  

Contact Information:

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Mailing Address:  Po Box 833879
 Richardson TX 75083-3879
Office Number:  (972)699-2770
Toll Free Number:  
Fax Number:  (972)699-2788

Physical Address:  2175 North Glenville Drive
 Richardson TX 75082-4329
Office Number:  
Toll Free Number:  
Fax Number:  


Types of Insurance Licensed to Write:

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Use of Credit:

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To determine if a company uses credit information for private passenger automobile or homeowners insurance.


Attorney for Service:

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Please refer to Chapter 804 of the Texas Insurance Code (former Texas Insurance Code art. 1.36) for service of process procedures.



Rating By Financial Organization:

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The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.



Financial Information:

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As of: Dec. 31, 2011 Dec. 31, 2012 Dec. 31, 2013
Total Assets   $33,434,974     $33,226,589     $32,637,866  
Total Liabilities   $30,065,425     $29,643,915     $29,208,888  
Asset to Liability Ratio   1.1     1.1     1.1  
Capital   $201,500     $201,500     $201,500  
Net Surplus   $3,168,049     $3,381,175     $3,227,479  
Total Life Ins   $99,348,000     $95,630,000     $92,333,000  


Premiums:

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As of: Dec. 31, 2011 Dec. 31, 2012 Dec. 31, 2013
Life and Annuities   $3,070,580     $2,946,729     $2,770,008  
Accident and Health   $7,955     ($3,850)     $9,732  
Property and Casualty   N/A     N/A     N/A  
Total Texas Premium   $3,078,535     $2,942,879     $2,779,740  
National Premium   $3,058,254     $2,934,134     $2,790,313  


Complaint Information:

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When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.


  Dec 31, 2012 Dec 31, 2013 Apr 18, 2014
Confirmed Complaints:      
Life and Annuity 1 1 0
Accident and Health 0 0 0
Homeowner 0 0 0
Automobile 0 0 0
Workers' Compensation 0 0 0
Complaint Ratio/Index Ratio Index Ratio Index  
Life and Annuities .0043 8.4476 .0046 8.6443 N/A
Accident and Health .0000 .0000 .0000 .0000 N/A
Homeowner N/A N/A N/A N/A N/A
Automobile N/A N/A N/A N/A N/A
Workers' Compensation N/A N/A N/A N/A N/A

Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.

Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.

Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.

Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.


Company History:

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Date Event
12-05-2013 FA-Hours: 19.25
10-06-2005 EFFECTIVE 09/01/2005 REINSURED CERTAIN HEALTH INSURANCE FROM TEXAS BURIAL LIFE INSURANCE COMPANY (02340) SAN ANTONIO, TEXAS.
04-29-2004 EFFECTIVE 04/30/2004 PARTIALLY REINSURED UNITED ASSURANCE LIFE INSURANCE COMPANY (57448) NORTH RICHLAND HILLS, TEXAS.
09-19-2003 EFFECTIVE 07/01/2003 TOTALLY REINSURED GUARANTY INSURANCE AND ANNUITIES COMPANY (05388) PLANO, TEXAS.
08-31-2000 ADMINISTRATIVE OVERSIGHT LETTER RELEASED IN TEXAS.
12-16-1999 ADMINISTRATIVE OVERSIGHT LETTER ISSUED IN TEXAS.
03-20-1998 EFFECTIVE 01/01/1998 TOTALLY REINSURED LIFE INSURANCE BUSINESS OF AMERICAN SURETY LIFE INSURANCE COMPANY (02340) AUSTIN, TEXAS.
03-12-1998 ACQUIRED AMERICAN SURETY LIFE INSURANCE COMPANY (02340) AUSTIN, TEXAS
10-25-1994 EFFECTIVE 07/01/1994 PARTIALLY REINSURED GOLD RESERVE LIFE INSURANCE COMPANY (93719) WACO, TEXAS.
08-31-1994 EFFECTIVE 07/01/1994 PARTIALLY REINSURED FAMILY LIFE INSURANCE COMPANY OF TEXAS (27205) WACO, TEXAS.
04-12-1994 EFFECTIVE 02/28/1994 PARTIALLY REINSURED FAMILY BENEFIT LIFE INSURANCE COMPANY (27055) MEXIA, TEXAS.
03-04-1994 ACQUIRED FAMILY BENEFIT LIFE INSURANCE COMPANY (27055), MEXIA, TEXAS.
03-25-1993 EFFECTIVE 10/01/1992 PARTIALLY REINSURED BURIAL POLICIES OF PARAMOUNT NATIONAL LIFE INSURANCE COMPANY (64800), DALLAS, TEXAS.
08-31-1992 PARTIALLY REINSURED ALL LIFE AND ANNUITY POLICIES OF EAST FUNERAL BENEFIT INSURANCE COMPANY (24475) TEXARKANA, TEXAS.
07-27-1992 ACQUIRED EAST FUNERAL BENEFIT INSURANCE COMPANY (24475) TEXARKANA, TEXAS
06-05-1992 EFFECTIVE 04/01/1992 TOTALLY REINSURED CUSTOM SECURITY MUTUAL LIFE INSURANCE COMPANY (59000) AUSTIN, TEXAS.
09-12-1990 EFFECTIVE 03/31/1990 PARTIALLY REINSURED WESTERN CASUALTY LIFE INSURANCE COMPANY (93698) FORT WORTH, TEXAS.
04-16-1986 MOVED HOME OFFICE FROM DALLAS, TEXAS TO RICHARDSON, TEXAS.
10-14-1966 FORMERLY: TEXAS WESTERN AMERICAN LIFE INSURANCE COMPANY (04112). REINSURED WESTERN AMERICAN LIFE INSURANCE COMPANY (04478) AUSTIN, TEXAS
10-30-1964 GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS


Company Officers:

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Title Name
President JAMES G LEWIS
Secretary GARY B COX
Treasurer GARY B COX
Director RODNEY A JONES
Chief Financial Officer GARY B COX
Director JAMES G LEWIS
Director AMY H LEWIS
Director CARRIE L EARLS
Director KAYLEEN L WELSH
CHIEF OPERATING OFFICER JAMES G LEWIS
Director GARY B COX
Director DONIS K BALFOUR
Chief Executive Officer JAMES G LEWIS
Director DAVID O EPPS
Director WILLIAM L BAKER
Director BRYAN E EARLS
Director WILLIAM H LEWIS JR