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333 Guadalupe St. P.O. Box 149104 Austin, TX 78714-9104

UNION SECURITY INSURANCE COMPANY

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Table of Contents
General Info | Contact Info | Types of Insurance | Use of Credit | Attorney for Service | Ratings | Financial Info | Premiums | Complaint Ratios | Company History | Company Officers

General Information:

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Type of Entity:  Authorized Company (AUTH)
Status of TX License:  Active
Company Status:  Normal Operations
License Number:  90700
License Type:  Life (LI)
NAIC Number:  70408
TDI Company Number:  90700
FEIN:  810170040
Home City/State:  KS
Origin:  Foreign
Date Incorporated/Organized:  03/26/1910
Date Licensed/Eligible/Registered in Texas:  01/02/1963
Date Cancelled/Ineligible/Inactive:  

Contact Information:

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Mailing Address:  P O Box 419052
 Kansas City MO 64141-6052
Office Number:  (816)474-2345
Toll Free Number:  (800)733-7879
Fax Number:  (816)881-8508

Physical Address:  2323 Grand Blvd
 Kansas City MO 64108-2670
Office Number:  
Toll Free Number:  
Fax Number:  


Types of Insurance Licensed to Write:

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Use of Credit:

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To determine if a company uses credit information for private passenger automobile or homeowners insurance.


Attorney for Service:

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Rating By Financial Organization:

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The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.



Financial Information:

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As of: Dec. 31, 2011 Dec. 31, 2012 Dec. 31, 2013
Total Assets   $5,139,486,777     $5,015,492,121     $5,085,826,710  
Total Liabilities   $4,683,638,374     $4,576,644,057     $4,651,113,839  
Asset to Liability Ratio   1.1     1.1     1.0  
Capital   $5,000,000     $5,000,000     $5,000,000  
Net Surplus   $450,848,403     $433,848,064     $429,712,871  
Total Life Ins   $78,139,133,000     $72,434,353,000     $74,337,177,000  


Premiums:

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As of: Dec. 31, 2011 Dec. 31, 2012 Dec. 31, 2013
Life and Annuities   $25,276,279     $23,739,961     $22,686,389  
Accident and Health   $61,637,552     $57,844,930     $61,262,950  
Property and Casualty   N/A     N/A     N/A  
Total Texas Premium   $86,913,831     $81,584,891     $83,949,339  
National Premium   $1,045,542,580     $1,017,138,730     $1,014,180,439  


Complaint Information:

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When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.


  Dec 31, 2012 Dec 31, 2013 Apr 18, 2014
Confirmed Complaints:      
Life and Annuity 0 0 0
Accident and Health 2 4 0
Homeowner 0 0 0
Automobile 0 0 0
Workers' Compensation 0 0 0
Complaint Ratio/Index Ratio Index Ratio Index  
Life and Annuities .0000 .0000 N/A N/A N/A
Accident and Health .0014 .5710 .0000 .0000 N/A
Homeowner N/A N/A N/A N/A N/A
Automobile N/A N/A N/A N/A N/A
Workers' Compensation N/A N/A N/A N/A N/A

Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.

Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.

Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.

Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.


Company History:

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Date Event
02-21-2013 UR - Agent for Service: Corporation Service Company dba CSC Lawyers Incorporated Service Company
01-08-2013 PENALTY OF $40,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN ARIZONA.
12-21-2009 REDOMESTICATED FROM WEST DES MOINES, IOWA TO TOPEKA, KANSAS BY WAY OF CHARTER AMENDMENT.
06-25-2008 PENALTY OF $1,500 FOR FAILING TO TIMELY FILE THE SMALL EMPLOYER COVERAGE REPORT IN VIRGINIA.
12-31-2007 PENALTY OF $500 FOR FAILURE TO FILE ITS ANNUAL QUALITY OF HEALTH CARE REPORT IN A TIMELY MANNER IN NEVADA.
06-08-2007 PENALTY OF $500 FOR FAILURE TO FILE ITS UTILIZATION REVIEW QUARTERLY REPORTING FORM IN A TIMELY MANNER IN RHODE ISLAND.
04-20-2006 EFFECTIVE 11/01/2005 UNITED DENTAL CARE INSURANCE COMPANY (04897) PHOENIX, ARIZONA MERGED INTO COMPANY.
09-06-2005 FORMERLY: FORTIS BENEFITS INSURANCE COMPANY MOVED HOME OFFICE FROM DES MOINES, IOWA TO WEST DES MOINES, IOWA.
12-27-2004 REDOMESTICATED FROM WOODBURY, MINNESOTA TO DES MOINES, IOWA BY WAY OF CHARTER AMENDMENT.
Licensed in/Redomesticated to Iowa
10-02-2002 EFFECTIVE 07/01/2001 PIERCE NATIONAL LIFE INSURANCE COMPANY (66620) LOS ANGELES, CALIFORNIA MERGED INTO COMPANY.
03-26-2001 PENALTY OF $5,000 PAID BY COMPANY AND FORTIS INSURANCE COMPANY FOR VIOLATIONS FOUND DURING AN INVESTIGATION IN MINNESOTA.
07-26-2000 PENALTY OF $7,500 FOR VIOLATIONS FOUND DURING AN INVESTIGATION IN SOUTH DAKOTA.
06-08-2000 PENALTY OF $20,000 FOR UNFAIR CLAIM SETTLEMENT PRACTICES IN OREGON.
09-11-1996 PENALTY OF $5,000 FOR VIOLATIONS FOUND DURING A MARKET CONDUCT EXAMINATION IN CONNECTICUT.
08-03-1995 PENALTY OF $63,565.06 FOR VIOLATONS FOUND DURING A MARKET CONDUCT EXAMINATION IN MISSOURI.
10-26-1994 PENALTY OF $15,000 FOR UNFAIR TRADE PRACTICES WITH POLICIES IN COLORADO.
03-18-1992 FORMERLY: WESTERN LIFE INSURANCE COMPANY
09-18-1991 EFFECTIVE 10/01/1991 PARTIALLY REINSURED THE MUTUAL BENEFIT LIFE INSURANCE COMPANY (57200) NEWARK, NEW JERSEY.
10-30-1990 AUTHORIZED TO OPERATE AS A THIRD PARTY ADMINISTRATOR.
05-18-1983 PUBLIC SERVICE LIFE INSURANCE COMPANY (93511) SIOUX CITY, IOWA MERGED INTO COMPANY
10-10-1982 GENERAL FIDELITY LIFE INSURANCE COMPANY (93859) SAN DIEGO, CALIFORNIA PARTIALLY REINSURED SOME OF THE CREDIT LIFE, ACCIDENT AND HEALTH BUSINESS OF COMPANY.
01-01-1969 REINSURED CERTAIN LIFE POLICIES OF CAPITAL GENERAL LIFE INSURANCE COMPANY (04716) DALLAS, TEXAS.
01-02-1963 GRANDFATHERED FOR CAPITAL AND SURPLUS REQUIREMENTS
01-02-1962 WESTERN LIFE INSURANCE COMPANY (04506) HELENA, MONTANA MERGED INTO COMPANY


Company Officers:

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Title Name
President JOHN S ROBERTS
Secretary KENNETH D BOWEN