|Type of Entity:||Life, Health, or Accident (LI)|
|Status of TX License:||Active|
|Company Status:||Normal Operations|
|TDI Company Number:||95596|
|Date Licensed/Eligible/Registered in Texas:||05/15/2001|
7201 West 129th Street Suite 300
Overland Park KS 66213
|Toll Free Number:||(800)237-4463|
To determine if a company uses credit information for private passenger automobile or homeowners insurance.
The following organizations rate insurance companies on their financial strength and stability. Some of these companies charge for their services.
|As of:||Dec. 31, 2012||Dec. 31, 2013||Dec. 31, 2014|
|Asset to Liability Ratio||1.1||1.1||1.1|
|Total Life Ins||$597,436,000||$577,014,000||$545,126,000|
|As of:||Dec. 31, 2012||Dec. 31, 2013||Dec. 31, 2014|
|Life and Annuities||$454,266||$463,063||$393,112|
|Accident and Health||$5,617,407||$4,872,992||$6,459,757|
|Property and Casualty||N/A||N/A||N/A|
|Total Texas Premium||$6,071,673||$5,336,055||$6,852,869|
When considering the company's complaint index and ratio, be sure to review the company history information displayed below for recent acquisitions, mergers, or other events that may affect the figures displayed for this company.
|Dec 31, 2013||Dec 31, 2014||Nov 27, 2015|
|Life and Annuity||0||0||0|
|Accident and Health||1||3||4|
|Life and Annuities||.0000||.0000||.0000||.0000||N/A|
|Accident and Health||.0010||.4014||.0030||.6083||N/A|
Confirmed Complaints: the number of confirmed complaints closed against the company for the line of insurance and year indicated. A complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation, a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate. A complaint is also confirmed if the complaint and company's response, considered together, suggest that the company was in error or that the complainant had a valid reason for the complaint.
Complaint Ratios: the ratio, expressed as a percentage, is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated.
Complaint Index: indicates how a company's ratio of the number of complaints to the number of policyholders compares to the average for all insurers. The index is calculated by dividing the company's percentage of complaints for a specific line of insurance by the company's percentage of the policies in force for the same line of insurance. The average index is 1.00. A number less than 1 indicates fewer complaints than average; a number greater than 1 indicates more complaints than average. For the most recent completed year, a given insurer's index may change over time, as policy count data is received by TDI. This will affect each insurer's percentage of the total.
Complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a Third Party Administrator (TPA), a company hired simply to administer the paperwork of a health plan. Instead, they are included in the complaint record of the insurance company or HMO that hired the TPA. If a bonafide self-insured benefit plan hired the TPA, no complaint numbers are recorded as a part of the company/TPA's profile. Neither are profiles available for self-insured plans, as such plans are regulated under federal law.
|08-26-2014||EFFECTIVE 07/01/2014 Assumed all insurance liabilities of a block of accident & health policies of Puritan Life Insurance Company of America (96219) Addison, Texas.|
|02-18-2014||EFFECTIVE 02/10/2014 PARTIALLY REINSURED CERTAIN LIFE AND ANNUITY POLICIES OF UNIVERSAL GUARANTY LIFE INSURANCE COMPANY (93771) COLUMBUS, OHIO.|
EFFECTIVE 01/01/2013 PARTIALLY REINSURED CERTAIN MEDICARE SUPPLEMENT POLICIES OF PENN TREATY NETWORK AMERICA INSURANCE COMPANY (29240) ALLENTOWN, PENNSYLVANIA.
EFFECTIVE 01/01/2013 PARTIALLY REINSURED CERTAIN MEDICARE SUPPLEMENT POLICIES OF AMERICAN NETWORK INSURANCE COMPANY (39020) ALLENTOWN, PENNSYLVANIA.
|02-20-2013||EFFECTIVE 01/01/2013 PARTIALLY REINSURED CERTAIN LIFE, ANNUITY AND HEALTH POLICIES (ASSUMED FROM AMERICAN STANDARD LIFE INSURANCE COMPANY IN 1998) OF AMERICAN FIDELITY ASSURANCE COMPANY (2370) OKLAHOMA CITY, OKLAHOMA.|
|12-13-2012||EFFECTIVE 09/30/2012 PARTIALLY REINSURED CERTAIN PRE-NEED BUSINESS OF INDIVIDUAL ASSURANCE COMPANY, LIFE, HEALTH & ACCIDENT (93500) KANSAS CITY, MISSOURI.|
|11-27-2012||EFFECTIVE 10/01/2012 PARTIALLY REINSURED CERTAIN LIFE POLICIES OF INDIVIDUAL ASSURANCE COMPANY, LIFE, HEALTH & ACCIDENT (93500) KANSAS CITY, MISSOURI. EFFECTIVE 10/01/2012 PARTIALLY REINSURED CERTAIN HEALTH POLICIES OF INDIVIDUAL ASSURANCE COMPANY, LIFE, HEALTH & ACCIDENT (93500) KANSAS CITY, MISSOURI.|
|01-26-2011||EFFECTIVE 10/01/2010 REINSURED INDIVIDUAL LIFE AND ANNUITY POLICIES OF AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY (96053) LIVONIA, MICHIGAN.|
|12-29-2010||EFFECTIVE 11/01/2010 REINSURED A BLOCK OF INDIVIDUAL ACCIDENT & HEALTH, GROUP ACCIDENT & HEALTH AND LIFE BUSINESS OF GUARANTEE TRUST LIFE INSURANCE COMPANY (37020) GLENVIEW, ILLINOIS.|
|10-29-2010||EFFECTIVE 10/01/2010 REINSURED INDIVIDUAL ACCIDENT AND HEALTH POLICIES, INCLUDING DISABILITY INCOME, LIMITED BENEFITS HEALTH INSURANCE AND MEDICARE SUPPLEMENT INSURANCE OF GERBER LIFE INSURANCE COMPANY (32985) WHITE PLAINS, NEW YORK.|
|01-23-2009||EFFECTIVE 01/01/2009 CONCORD HERITAGE LIFE INSURANCE COMPANY, INC. (19277) CONCORD, NEW HAMPSHIRE MERGED INTO COMPANY.|
|11-20-2008||EFFECTIVE 10/01/2008 PARTIALLY REINSURED ACCIDENT AND HEALTH POLICIES OF NATIONAL SAFETY LIFE INSURANCE COMPANY, PLYMOUTH MEETING, PENNSYLVANIA, NOT LICENSED IN TEXAS.|
|10-28-2008||EFFECTIVE 08/13/2008 DENTAL AND VISION POLICIES REINSURED BY HUMANA INSURANCE COMPANY (93526) DEPERE, WISCONSIN.|
|05-16-2008||EFFECTIVE 10/01/2007 REINSURED UNIVERSAL LIFE AND INTEREST SENSITIVE WHOLE LIFE POLICIES OF UNION LABOR LIFE INSURANCE COMPANY, THE (85130) SILVER SPRING, MARYLAND.|
|04-30-2008||EFFECTIVE 09/30/2007 REINSURED PRE-NEED INSURANCE AND DECREASING TERM LIFE POLICIES OF HERITAGE LIFE INSURANCE COMPANY (39420) PHOENIX, ARIZONA.|
|04-07-2008||EFFECTIVE 04/01/2008 REINSURED MEDICARE SUPPLEMENT POLICIES AND LIFE INSURANCE POLICIES ISSUED PRIOR TO 1999 OF NATIONAL FOUNDATION LIFE INSURANCE COMPANY (06109) FORT WORTH, TEXAS.|
|01-16-2008||AUTHORIZED TO OPERATE AS A THIRD PARTY ADMINISTRATOR.|
|10-11-2007||EFFECTIVE 10/01/2007 AMERICAN INSURANCE COMPANY OF TEXAS (03540) FORT WORTH, TEXAS AND NATIONAL FINANCIAL INSURANCE COMPANY (93483) FORT WORTH, TEXAS APPROVED TO MERGE INTO COMPANY.|
|07-20-2007||EFFECTIVE 04/01/2007 STANFORD LIFE INSURANCE COMPANY, PHOENIX, ARIZONA NOT LICENSED IN TEXAS MERGED INTO COMPANY.|
|05-18-2007||EFFECTIVE 01/01/2007 MID-ATLANTIC LIFE INSURANCE COMPANY CHARLESTON, WEST VIRGINIA NOT LICENSED IN TEXAS MERGED INTO COMPANY.|
|12-01-2006||APPROVED ACQUISITION OF NATIONAL FINANCIAL INSURANCE COMPANY (93483) FORT WORTH, TEXAS AND AMERICAN INSURANCE COMPANY OF TEXAS (03540) FORT WORTH, TEXAS.|
|01-03-2005||EFFECTIVE 01/01/2005 CAMERON LIFE INSURANCE COMPANY CAMERON, MISSOURI NOT LICENSED IN TEXAS MERGED INTO COMPANY.|
|07-07-2004||EFFECTIVE 01/01/2004 REINSURED REMAINING IN-FORCE LIFE POLICIES OF FREMONT LIFE INSURANCE COMPANY, A CALIFORNIA COMPANY NOT LICENSED IN TEXAS.|
|10-10-2002||MOVED HOME OFFICE FROM AUSTIN, TEXAS TO DALLAS, TEXAS.|
|03-13-2002||EFFECTIVE 12/01/2001 TOTALLY REINSURED BENEFIT LIFE INSURANCE COMPANY RICHARDSON, TEXAS. (93873) THROUGH THE TEXAS LIFE, ACCIDENT, HEALTH AND HOSPITAL SERVICE INSURANCE GUARANTY ASSOCIATION.|
|09-21-2001||FORMERLY: UNIFIED LIFE INSURANCE COMPANY OF TEXAS|
|08-07-2001||EFFECTIVE 05/01/2001 PARTIALLY REINSURED TEXAS BASED POLICIES OF UNIFIED LIFE INSURANCE COMPANY (05944) HOUSTON, TEXAS.|
|06-14-2001||ARTICLE 1.28, TEXAS INSURANCE CODE, WAS APPROVED TO MOVE THEIR BOOKS AND RECORDS OUT OF TEXAS.|
For names of the company’s current officers, please contact the company at the phone number listed in the Contact Information above or on their website.